Turning 65 
Helping a parent 
Already on Medicare Bring the basics
Your doctors, prescriptions, current coverage, and the questions that keep circling back.
Still Working Steve
You are 65ish, still working, and unsure how Medicare fits with employer coverage.
You do not want to pay for coverage too early or miss a step that creates a penalty or gap.
Route console Still working
01 Situation first 02 Doctors and prescriptions next 03 Timing checked before enrollment 04 Local advisor handoff
Selected lane
Do I need Medicare if I still have work insurance?
Haven helps you compare Medicare timing against your current coverage without pushing you to enroll before it makes sense.
Check My Timing
Next three moves
The appointment starts with context already sorted.
Compare calmly
Haven reviews plan fit in plain English, including networks, medications, costs, and timing.
Choose with confidence
You decide what feels right. Haven helps with enrollment and stays available after the appointment.
Before the review
Questions answered before the visitor has to call.
Does it cost anything to meet with Haven?
No. Haven is paid by insurers if you enroll. Your premium is the same whether you use a broker or not.
Will you push one plan?
No. The review starts with your doctors, prescriptions, coverage needs, and budget. The plan has to fit your life.
Can I bring my spouse or adult child?
Yes. Medicare decisions are easier when the people helping you can hear the same explanation.
Can you help if I am still working?
Yes. Employer coverage changes the timing. Haven can help you understand what applies before you make a decision.
Ready for the next step
Still working: start with the route that fits this decision.
The right path helps the first conversation begin in the right place.