Does it cost anything to meet with Haven?
No. Haven is paid by insurers if you enroll. Your premium is the same whether you use a broker or not.
Still working
You are 65ish, still working, and unsure how Medicare fits with employer coverage.
You do not want to pay for coverage too early or miss a step that creates a penalty or gap.
Family table review A conversation the whole family can follow.
The question underneath
Do I need Medicare if I still have work insurance?
Haven helps you compare Medicare timing against your current coverage without pushing you to enroll before it makes sense.
Other conversations
Medicare questions often bring the whole household with them.
Northern Colorado
Neighborly help, practical answers
Fort Collins, Loveland, Greeley, Windsor, Johnstown, Timnath, Wellington, Eaton, Longmont, Boulder, and nearby Northern Colorado communities.
Questions before the appointment
Plain answers help the conversation start warmer.
Will you push one plan?
No. The review starts with your doctors, prescriptions, coverage needs, and budget. The plan has to fit your life.
Can I bring my spouse or adult child?
Yes. Medicare decisions are easier when the people helping you can hear the same explanation.
Can you help if I am still working?
Yes. Employer coverage changes the timing. Haven can help you understand what applies before you make a decision.
Ready when the family is ready